Last Updated: May 1, 2026
Prior to using our Site and Services, Granite Mountain (collectively “we”, “us”, “our”, or “the Company”) requires you to review this Terms of Use Agreement (“Agreement”). THIS AGREEMENT CONTAINS A MANDATORY ARBITRATION PROVISION, WAIVER OF JURY TRIAL, CLASS ACTION. PLEASE REVIEW THESE PROVISIONS. If you do not agree with these provisions, please do not use our website or services. By use of our website or services you will be deemed to have read and accepted all terms in this Agreement.
THIS AGREEMENT CONTAINS OUR E-SIGN DISCLOSURE AND CONSENT AGREEMENT.
By accessing, browsing or using this site and use of its services, through any direct or indirect means or by using the goods or services provided and offered in or through this site and service by any alternative methods or devices (including, for example, telephone, mail, text, email or facsimile), you accept and agree to be bound by these Terms of Use.
READ THIS SECTION CAREFULLY.
This arbitration provision limits your and the Company’s ability to litigate claims in court, and you and the Company each agree to waive your respective rights to a jury trial or a state or federal judge. You agree that you will not file any lawsuit against us in any state or federal court.
BY ACCESSING AND/OR USING ANY SERVICES OF THE COMPANY YOU AGREE TO THESE TERMS AND CONDITIONS OF THIS ARBITRATION AGREEMENT. DO NOT USE THE COMPANY’S SERVICES OR SUBMIT ANY CONTACT INFORMATION IF YOU DO NOT AGREE TO THESE TERMS.
You and we each agree that any and all disputes or claims that have arisen or may arise between you and us (including our parents, subsidiaries, affiliates, related parties, and any third-party marketing partners or service providers acting on our behalf or with whom we sell or share your data as described in our Privacy Policy and in accordance with these Terms) relating in any way to or arising out of this or previous versions of this Agreement, your use of or access to our Services, or any Product sold, offered, or purchased through our Services shall be resolved exclusively through final and binding arbitration, rather than in court, except that if your claims are under $1,000.00 you may assert claims in small claims court, if your claims qualify. The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate section (this “Agreement to Arbitrate”).
Arbitration is more informal than a lawsuit in court. There is no judge or jury in arbitration, and court review of an arbitration award is very limited. However, an arbitrator can award the same damages and relief on an individual basis that a court can award to an individual. An arbitrator should apply the terms of this Agreement as a court would.
The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any dispute arising out of or relating to the interpretation, applicability, enforceability or formation of this Agreement to Arbitrate, any part of it, or of this Agreement including, but not limited to, any claim that all or any part of the Agreement to Arbitrate or this Agreement is void or voidable.
The arbitration will be conducted by JAMS under its rules and procedures pertaining to Consumer-Related Disputes, as modified by this Agreement to Arbitrate. The arbitration shall be held in a mutually agreed location. If the value of the relief sought is $10,000 or less, you or we may elect to have the arbitration conducted by telephone or based solely on written submissions, which election shall be binding on you and us subject to the arbitrator’s discretion to require an in-person hearing, if the circumstances warrant. Attendance at an in-person hearing may be made by telephone by you and/or us, unless the arbitrator requires otherwise.
The arbitrator will decide the substance of all claims in accordance with the laws of the State of Delaware, including recognized principles of equity, and will honor all claims of privilege recognized by law. The arbitrator shall not be bound by rulings in prior arbitrations involving our other users, but is bound by rulings in prior arbitrations involving the same user to the extent required by applicable law. The arbitrator’s award shall be final and binding and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.
Payment of all filing, administration and arbitrator fees will be governed by JAMS rules, unless otherwise stated in this Agreement to Arbitrate. You may obtain these costs through the JAMS website.
YOU AND WE AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND US AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S). ANY RELIEF AWARDED CANNOT AFFECT OUR OTHER USERS.
With the exception of “Prohibition of Class and Representative Actions and Non-Individualized Relief”, if an arbitrator or court decides that any part of this Agreement to Arbitrate is invalid or unenforceable, the other parts of this Agreement to Arbitrate shall still apply. If an arbitrator or court decides that any of the provisions in this Agreement is invalid or unenforceable, then the entirety of this Agreement to Arbitrate shall be null and void. The remainder of the Agreement and any disputes sections will continue to apply and that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in the County of Arapahoe, state of Colorado.
Notwithstanding any provision in the Agreement to the contrary, you and we agree that if we make any change to this Agreement to Arbitrate (other than a change to any notice address or site link provided herein) in the future, that change shall not apply to any claim that was filed in a legal proceeding against us prior to the effective date of the change. The change shall apply to all other disputes or claims governed by this arbitration provision that have arisen or may arise between you and us. We will notify you of changes to this Agreement to Arbitrate by posting the amended terms on our Services at least 3 days before the effective date of the changes and/or by email.
THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN US WILL BE RESOLVED BY BINDING ARBITRATION. YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY.
We provide internet marketing through this website for the benefit of our partners ("Services"). This Service is intended only for United States residents who are over the age of 18. These Services provide information on financial services, home services and/or products for consumer review and allow consumers to request additional information through an online form. All online submissions in connection with this Service are also subject to our Privacy Policy.
If you submit an inquiry on this site, you understand and agree that the information you provided on the webform will be shared and/or purchased by partners in our network including but not limited to: mortgage bankers, mortgage brokers, lenders, real estate professionals, credit consultants, insurance agents and brokers, home services contractors, and any other business in our client network that may be related to the service or product you have expressed interest in. We will connect you to businesses servicing your area so you are able to compare the products/services offered prior to making a purchase.
We are not a lender, debt service, debt settlement, real estate company, insurance agent, auto sales company, automotive warranty organization or a home service contractor. This is not, and is not intended to be, any type of application for any loan, financial service, or insurance product.
We do not charge you a fee to use this site or the services. You understand that any requirements to qualify for a particular product are made by the businesses offering them and we do not endorse, warrant, or guarantee the products or services of any businesses or individuals who may contact you. Terms and conditions apply.
Please review the privacy practices of all businesses who contact you. Some businesses who contact you are licensed organizations and are subject to Federal and State laws and regulations for their practices. If you have any questions regarding their practices, please contact them directly.
You certify to us that you are at least 18 years of age and that you assume full responsibility for the use of this Site and Service by any minors; that any information you have submitted to us on this site or otherwise, is accurate, complete and that you have not submitted or provided false information to us; and that your use of this Site and Service is subject to all applicable federal, state, and local laws and regulations.
Prohibited Use: You shall not use this Site and Service for any illegal purpose or for the transmission of any unlawful material or material that is harmful, harassing, abusive, libelous, racially or ethnically offensive, invasive of another's privacy, vulgar, threatening, obscene, sexually explicit, tortious, defamatory, or that infringes or may infringe on the intellectual property or rights of another, or in a reasonable person’s view objectionable; directly or indirectly interfere, or attempt to interfere with the proper working of this Site and Service or system integrities or securities; interference of any account, or any communication or transaction being conducted on this Site and Service; use any robot, spider, other automatic device, or manual process to monitor or access or copy our web pages or any content without our prior expressed written permission; take any action which imposes an unreasonable or disproportionately large load on our infrastructure; post, upload, transmit, submit, email or make available by any other means any data or content protected under any law or contractual relationship that you do not have the right to distribute; conduct fraud, represent yourself as someone else or hide or attempt to hide your identity; and interfere or attempt to interfere with the proper working of this Site or Service.
Anti-Spam Policy: We take all commercially reasonable efforts to avoid Spam. If you feel that you have been subjected to unwanted email marketing from us, please contact us at your earliest convenience and we will assist in removing you from those marketing efforts. We reserve the right to terminate any marketing services agreement at any time should we believe a marketing partner is in violation of these policies or is participating in spamming.
Electronic Communications: When you access, use or send email to us, you are communicating with us electronically. You consent to receive communications from us electronically. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
Copyright and Trademark Notice Information: Our site and services contain intellectual property owned by us and other parties. As between us and you, we are the sole owner of the site and services and all materials on or available through our site or services including without limitation, all applicable U.S. and non-U.S. copyrights, patents, trademarks, and trade secrets, and other intellectual property rights thereto (collectively “Site Content”). Except as otherwise specifically provided in this Agreement, you may not download or save a copy of the Site and Services Content or any portion thereof, for any purpose; however, you may print a copy of individual screens appearing as part of the Site Content solely for your personal, non-commercial use or records, provided that our marks, logos or other legends that appear on the copied screens remain on, and are not removed from the printed or stored images of such screens.
Except as otherwise expressly permitted herein, you may not modify, copy, publish, display, transmit, adapt or in any way exploit any portion of our Site Content unless you first obtain prior written consent from us and from all other entities with an interest in the relevant intellectual property. Any unauthorized attempt to modify our site and services, or Site Content, or to overthrow or elude our security features, or to utilize our site and services for other than its intended purposes is strictly prohibited.
THE CONTENT AND ALL SERVICES ASSOCIATED WITH OUR SERVICES ARE PROVIDED TO YOU ON AN "AS-IS" AND "AS AVAILABLE" BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF OUR SERVICES OR THE INFORMATION, CONTENT, MATERIALS, SERVICES INCLUDED ON OR ASSOCIATED WITH OUR SERVICES INCLUDING ANY LOAN YOU MAY CHOOSE. YOU EXPRESSLY AGREE THAT YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK.
WE DO NOT MAKE, AND EXPRESSLY DISCLAIM, ANY REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, CORRECTNESS, OR COMPLETENESS OF THE CONTENT OR THE SERVICES OR THE SAFETY, RELIABILITY, TITLE, TIMELINESS, COMPLETENESS, MERCHANTABILITY, CONFORMITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT OR THE SERVICES AND PRODUCTS ASSOCIATED WITH OUR SERVICES. IT IS YOUR SOLE RESPONSIBILITY TO INDEPENDENTLY EVALUATE THE ACCURACY, CORRECTNESS OR COMPLETENESS OF THE CONTENT AND THE SERVICES AND PRODUCTS ASSOCIATED WITH OUR SERVICES AND ANY LOAN YOU ACCEPT. WE MAKE NO REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT OF OUR SITE AND SERVICES MAY BE AVAILABLE FOR DOWNLOADING FROM OUR SERVICES IS FREE OF INFECTION FROM ANY VIRUSES, WORMS, TROJAN HORSES, TRAP DOORS, BACK DOORS, EASTER EGGS, TIME BOMBS, CANCELBOTS OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, DETRIMENTALLY INTERFERE WITH, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION. WE DO NOT MAKE ANY REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING ANY QUOTES OR OFFERS PROVIDED ON OR THROUGH OUR SERVICES.
WITHOUT LIMITING THE FOREGOING, YOU ACKNOWLEDGE AND AGREE THAT WE ARE NOT A LENDER, BROKER, INVESTOR, FINANCIAL INSTITUTION OR OTHER SERVICE PROVIDER. YOU ACKNOWLEDGE AND AGREE THAT WE ARE SOLELY AN INTERMEDIARY BETWEEN YOU AND SUCH PERSONS OR INSTITUTION AND, THEREFORE, WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR ANY CONTENT, SERVICES OR LOANS PROVIDED BY SUCH SERVICE PROVIDERS.
Except as expressly set forth herein, we are not responsible for any incorrect or inaccurate information or entry of information, whether caused by a user of our Site and Services or by any of the equipment or programming associated with or utilized in connection with our Site and Services or any Services provided on or through our site, or by any technical or human error which may occur in the processing of information received by us. We assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or authorized access to, or alteration of, information received or submitted in connection with our Site and Services. We are not responsible for any problems, errors or technical malfunction of any telephone network or lines, computer on-line systems, servers or providers, computer equipment, or software, or any failure of email on account of technical problems or traffic congestion on the Internet or at our Site and Services or combination thereof, including injury or damage to participants or to any other person’s computer related to or resulting from use of our Site and Services or Site Content.
IN NO EVENT WILL WE, OUR PARENTS, SUBSIDIARIES, PARTNERS, AGENTS, AFFILIATES, LICENSORS, SUCCESSORS AND ASSIGNS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, AND EMPLOYEES AND SHAREHOLDERS BE LIABLE TO ANY PARTY (i) FOR ANY INDIRECT, DIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE), OR ANY OTHER DAMAGES ARISING IN ANY WAY OUT OF THE AVAILABILITY, USE, RELIANCE ON, OR INABILITY TO USE THE Site and ServiceS OR Site and ServiceS CONTENT, EVEN IF ALL SUCH PARTIES SHALL HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE; OR (ii) FOR ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN, OR DESTRUCTIVE PROPERTIES OF THE Site and ServiceS OR THE Site and ServiceS CONTENT. YOU AND WE AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO OUR SERVICE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, OUR LIABILITY IN SUCH JURISDICTION SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
YOU HEREBY AGREE TO RELEASE, REMISE AND FOREVER DISCHARGE THE COMPANY AND ITS SERVICE PROVIDERS AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES, INFORMATION PROVIDERS, AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES AND ALL OTHER RELATED, ASSOCIATED, OR CONNECTED PERSONS FROM ANY AND ALL MANNER OF RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS, AND DISBURSEMENTS OF ANY NATURE WHATSOEVER WHETHER KNOWN OR UNKNOWN, WHICH NOW OR HEREAFTER EXIST, WHICH ARISE FROM, RELATE TO, OR ARE CONNECTED WITH YOUR USE OF THE SERVICE.
Indemnification: You agree to indemnify and hold the Company, its subsidiaries, affiliates, agents, shareholders, officers contractors, vendors, employees, and service providers harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of this Site and Service, the violation of this Agreement by you, or the infringement by you, or other user of this Site and Service using your computer, of any intellectual property or other right of any person or entity. The Company and its service providers assume no responsibility whatsoever for such content or actions. The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.
Termination: If you breach or violate any part of this Agreement or provisions in the Privacy Policy you may no longer use this Site and Service. The Company may, in its sole discretion, terminate, change, or suspend temporarily or permanently, this Site and Service or any part of it, at any time, for any reason, without notice to you and without any liability to you or any other person. You agree that all terminations for cause shall be made in our sole discretion and shall not be liable to you or any third party for any termination.
ESIGN Disclosure and Consent Agreement: In order to give you the benefits of our service, our business may need to communicate with you through the internet, and therefore we need you to consent to our giving you Communications electronically. Through this ESIGN Disclosure and Consent Agreement (“E-SIGN Consent”), you agree to (1) electronically receive communications from Company (“we,” “us,” “our”) pursuant to the terms set forth herein, including disclosures, notices, documents and information (“Communications”); and (2) electronically sign agreements, as necessary (each, a “Transaction”). We may provide you with Communications, including those regarding changes to the Terms of Service, Privacy Notice, and the Transactions, either by email, regular mail, or postings on the service. This section informs you of your rights when receiving Communications from us electronically.
Acknowledgment and Acceptance. By using our services, you acknowledge that you have read, understood, and agreed to this ESIGN Disclosure and Consent Agreement.
Scope of Consent. Your consent to receive Communications and do business electronically, and this agreement to do so, applies to all services, interactions and Transactions we make available through this website, email, messaging service, or otherwise. Your consent includes your request to be contacted by third party providers, and allows us, representatives communicating on our behalf, and third party network providers listed in the applicable Transaction, to email and deliver marketing calls and text messages (using an automatic telephone dialing system or prerecorded or artificial voice, as applicable) to the telephone number(s) you provide.
Right to Paper Copies. You are not required to provide E-SIGN Consent; however, failure to do so means you cannot execute the Transactions(s) online. If you provide E-SIGN Consent but would also like a paper copy of the communication, please contact the third party providers directly or you may also contact us at support@granitemountain-llc.com.
Delivery Methods. We will deliver electronic Communications by making the electronic Communications viewable to you online. We recommend that you print a paper copy of any electronic Communications for your records. You agree that you can access, view, download, save, and print any Communications you receive via electronic delivery for your records.
Signature. You understand that your use of a keyboard, mouse, or other device to select an item, button, icon, or similar action, or to otherwise provide your assent during a Transaction constitutes your signature and acceptance and is the legal equivalent of your physical signature. By using our services, you agree to sign documents electronically. You acknowledge that electronic signatures and records have the same legal effect as traditional paper documents and handwritten signatures.
Hardware and Software Requirements. In order to access and retain the Communications electronically, you will need the following:
A device with internet access
A compatible web browser (e.g., Google Chrome, Mozilla Firefox, Safari)
An email account
Software capable of viewing PDF files (e.g., Adobe Reader)
A printer or the ability to print the Communication(s)
Long term storage device (such as your computer's disk drive) to retain a copy of the Communications
Withdrawing Consent. You can withdraw your consent at any time by contacting the third party providers that have contacted you as a result of the Transaction(s). You can also contact us by submitting an email to unsubscribe@granitemountain-llc.com. Your withdrawal of consent will become effective only after we have had a reasonable opportunity to act upon it.
Updating Your Information. It is your responsibility to provide and maintain accurate contact information. Please notify us of any changes to your email address or other contact details.
Entire Agreement: This Agreement constitutes the entire terms of use agreement between you and the Company and governs your use of this Site and Service which supersedes any prior agreements between you and the Company. You also may be subject to additional terms and conditions that may apply when you use other services, affiliate services, third party content or third-party software.
Changes to Site or Terms and Policies: We reserve the right to change any information, feature or functions of our Site and Services without prior notice. We may deny you access to the Site and Services for any reason without prior notice if you engage in any conduct or activities that we determine, in our sole discretion, violate these Terms, our legal rights or the legal rights of any third party or are otherwise inappropriate. We are not responsible for any errors or delays in providing the Site and Services whether caused by errors in the registration information you provided by any technical problems in our system.
We reserve the right to make changes to this Agreement and the posted Privacy Policy. Any changes made will be effective from the date of such posting without further notice to you. As such, the Privacy Policy and Terms of Service posted at the time you register on our Site and Services will govern our relationship for that registration and referral request.
